Pet Insurance at Kingsbury Animal Hospital
Learn how coverage can help you manage unexpected veterinary costs and protect your pet’s health and your peace of mind.
As veterinary medicine continues to advance in the level of care, technology, and knowledge, so does the cost of such outstanding veterinary care. Far too often, and understandably so, does the financial aspect of a treatment plan play a monumental role in how we treat our beloved pets. Our unwavering goal is always to offer the highest quality veterinary care, but also ease the financial burden on the pet owner as much as possible. Enter – pet health insurance.
The past several years have seen monumental changes and improvements in pet health insurance products. Pet health insurance allows the pet owner to pay a low monthly premium, on average $35–$70. In return, the pet owner is offered coverage in the form of reimbursement for non-routine veterinary care. Many pet health insurance carriers offer up to 90% reimbursement for veterinary costs! Some carriers also offer plans that cover routine care (i.e., vaccinations, spay/neuter surgery, parasite prevention, etc.).
We never hope to use any type of insurance, but when we need it, boy, are we glad we have it! Statistically, your pet will have at least one major medical incident in its lifetime. Think GI foreign body surgery, ACL tears, bone fractures, sickness needing ICU care in a hospital, traumatic events, cancer, etc. Each of these types of events may require $3,000–$5,000+ in veterinary care. Pet health insurance also covers more “simple” medical needs, such as ear or skin infections, episodes of diarrhea, chronic illnesses, etc.
One of the keys to getting the most affordable premium rates is when you sign up for pet health insurance. Generally speaking, the younger and healthier, the better. Age, pre-existing conditions, and breed all play significant roles in determining the monthly premium.
At MetroVet, we stand by pet health insurance and recommend that all pet owners at least look into the options out there. Not only is pet health insurance a very can truly be a lifesaver! While we are not partial to any one carrier (and no, we are not compensated by any pet health insurance provider based on our recommendations or who signs up with who), below are a few recommendations from carriers we’ve heard great things about: